Fees and charges
This new conditions and terms to your mortgage loans require that you discover normal income, social safeguards or retirement payments and make use of DNB since your relaxed bank.
Formula regarding active rates of interest
BLU Start:Loan amount NOK dos one hundred thousand 100 up to 85 % of market value. Moderate interest rate step 3.39 loans Elba AL % p.an effective. Annuity loan which have active rate of interest step three,52 % p.a beneficial. including front-end fee NOK step 3 190 and you may instalment payment NOK 65. Pricing NOK 990 890, total NOK 2 990 890 more 25 years.
Amount borrowed NOK dos 000 one hundred thousand, nominal interest rate cuatro.69 % p.a good. to own step 3 season repaired price. Annuity loan having energetic interest cuatro.87 % p.a good. including top-prevent commission NOK step 3 190 and you can instalment fee NOK 65. Costs NOK 1 422 590, totalt NOK step three 422 590 more than 25 years.
Car finance to possess young people that have downpayment thirty five % or more:Loan amount NOK 150 000 up to 65 % of price. Annuity mortgage which have nominal interest rate cuatro.74 % p.an effective., energetic interest six.54 % p.a. and top-avoid fee NOK 2 five hundred and you may instalment commission NOK 65. Costs NOK twenty-five 484, total NOK 175 484 over 5 years.
Amount borrowed NOK 50 100000. Nominal rate of interest % p.a beneficial. Annuity financing which have productive rate of interest % p.a. including top-stop percentage NOK five hundred and instalment payment NOK 50. Total cost NOK 68 777 over five years.
Fixed-price real estate loan Tale:Amount borrowed NOK 2 000 100, affordable interest cuatro.69 % p.a great. to own step 3 year repaired price. Annuity loan having effective rate of interest cuatro.87 % p.good. and top-prevent commission NOK step 3 190 and you can instalment fee NOK 65. Pricing NOK step one 422 590, totalt NOK 3 422 590 more than twenty five years.
Auto loan Tale and you may Tale Rare metal that have thirty five % down payment:Loan amount 150 one hundred thousand NOK around 65 % from cost. Annuity mortgage that have nominal interest 4,74 % p.a., active interest six.forty two % p.a beneficial. and additionally front side-avoid fee NOK dos three hundred and instalment fee NOK 65. Pricing NOK 25 259, total NOK 175 259 more than five years.
Tale Exchangeability reserve:Loan amount NOK 70 100. Moderate rate of interest %, active interest rate % as well as side-prevent commission NOK five hundred. Pricing NOK cuatro 574, overall NOK 74 574 over 1 year.
Real estate loan around 75 % regarding ount NOK dos 100 000, to 75 % from market value. Nominal rate of interest 4,29 % p.good. Annuity loan that have productive interest cuatro,forty five % p.an excellent. and front side-stop payment NOK step three 190 and you will instalment commission NOK 65. Pricing NOK step 1 286 390, total NOK step three 286 390 over twenty five years.
Household guarantee personal line of credit:Amount borrowed NOK dos 100 100000, as much as 75 % regarding market price. Moderate interest rate 4,30 % p.a beneficial. Annuity financing that have energetic rate of interest 4,45 % p.a great. plus top-stop commission NOK step 3 190 and you will instalment fee NOK 65. Costs NOK step 1 286 390, full NOK step 3 286 390 more twenty five years..
Fixed-price mortgage:Amount borrowed NOK 2 100000 100 up to 75 % of market value. Affordable interest rate 4.74 % p.a great. to possess 3 seasons fixed rates several months. Annuity loan having effective rate of interest 4.ninety-five % p.a good. along with front side-avoid percentage NOK 3 190 and you can instalment commission NOK 65. Rates NOK step 1 439 690, overall NOK step three 439 690 more than 25 years.
Environmentally friendly home loan:Amount borrowed NOK 2 100000 100000 around 85 % out of market value. Moderate interest rate step three.39 % p.a great. Annuity financing with productive interest step three.52 % p.an effective. also top-stop commission NOK 3 190 and you will instalment payment NOK 65. Costs NOK 990 890, totalt NOK 2 990 890 more than 25 years.