Charges and you will charge
New conditions and terms with the home loans require that you receive typical paycheck, public coverage otherwise pension money and rehearse DNB since your informal financial.
Formula off energetic interest rates
BLU Start:Loan amount NOK dos 100000 100 to 85 % away from market value. Nominal interest step 3.39 % p.a. Annuity mortgage with energetic interest rate 3,52 % p.good. along with top-end fee NOK 3 190 and you will instalment percentage NOK 65. Costs NOK 990 890, total NOK 2 990 890 more than 25 years.
Amount borrowed NOK 2 100000 100000, nominal interest cuatro.69 % p.a. to possess 3 12 months repaired price. Annuity loan with active interest cuatro.87 % p.a beneficial. as well as front-stop fee NOK 3 190 and you may instalment commission NOK 65. Cost NOK 1 422 590, totalt NOK step 3 422 590 over twenty five years.
Car finance having teenagers that have deposit thirty-five % or maybe more:Loan amount NOK 150 000 up to 65 % away from purchase price. Annuity mortgage that have nominal interest 4.74 % p.an effective., productive rate of interest six.54 % p.an effective. along with front-end fee NOK dos five hundred and you can instalment commission NOK 65. Rates NOK twenty five 484, total NOK 175 484 over 5 years.
Loan amount NOK 50 100000. Nominal interest rate % p.an excellent. Annuity mortgage that have active interest % p.a beneficial. also top-avoid fee NOK five-hundred and you loans Adamsville AL can instalment percentage NOK 50. Total price NOK 68 777 more five years.
Fixed-speed home loan Tale:Amount borrowed NOK dos 100 100, moderate rate of interest cuatro.69 % p.an excellent. to possess 3 year fixed rates. Annuity loan having energetic interest rate cuatro.87 % p.an excellent. plus side-end percentage NOK step three 190 and you will instalment percentage NOK 65. Rates NOK step 1 422 590, totalt NOK step three 422 590 more 25 years.
Car finance Saga and you will Tale Rare metal that have thirty-five % advance payment:Amount borrowed 150 100000 NOK to 65 % out of cost. Annuity mortgage that have affordable interest rate 4,74 % p.a great., active rate of interest six.forty two % p.a. along with front side-prevent commission NOK 2 300 and instalment payment NOK 65. Cost NOK twenty-five 259, overall NOK 175 259 more than five years.
Saga Exchangeability set aside:Amount borrowed NOK 70 000. Moderate interest %, effective rate of interest % including front-stop payment NOK five hundred. Costs NOK cuatro 574, full NOK 74 574 more 1 year.
Real estate loan doing 75 % of ount NOK dos 100 000, to 75 % away from market value. Affordable interest rate cuatro,30 % p.an effective. Annuity mortgage having effective rate of interest cuatro,forty-five % p.a beneficial. along with top-prevent commission NOK step three 190 and you can instalment payment NOK 65. Prices NOK step one 286 390, complete NOK 3 286 390 more 25 years.
Household collateral personal line of credit:Amount borrowed NOK 2 100 100000, as much as 75 % regarding market value. Affordable interest rate cuatro,30 % p.a great. Annuity mortgage which have active interest rate cuatro,forty five % p.a good. in addition to top-stop payment NOK step three 190 and you may instalment commission NOK 65. Rates NOK 1 286 390, full NOK step 3 286 390 more twenty five years..
Fixed-price home mortgage:Loan amount NOK dos 100000 000 to 75 % away from market value. Nominal interest rate cuatro.74 % p.an effective. having 3 seasons fixed rates several months. Annuity financing that have productive interest rate 4.ninety-five % p.a beneficial. and front-stop fee NOK step 3 190 and you will instalment fee NOK 65. Cost NOK step one 439 690, overall NOK step 3 439 690 more twenty five years.
Eco-friendly mortgage:Amount borrowed NOK 2 100 000 around 85 % regarding market value. Moderate interest step 3.39 % p.an excellent. Annuity financing having productive interest step three.52 % p.good. together with front side-end percentage NOK step 3 190 and you can instalment commission NOK 65. Costs NOK 990 890, totalt NOK dos 990 890 over 25 years.